The nation's leader in 
Living Benefits life insurance.

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For well over 20 years, educating and providing American families with a revolutionary “new kind” of protection has been our crusade.

Living Benefits have been around for 20 years, yet most Americans still don't know what they are or what they do. 

Living Benefits allow policy-holders to access their death benefit to get money in their hands when they need it most if they suffer a heart attack, stroke, cancer, or other qualifying illness. And the best part is, these benefits come at no extra cost.

Watch the video to hear from our clients!

How we've helped:

Are you still protecting your family and finances with the "old kind" of life insurance that only pays out if you die? Living Benefits life insurance is the new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. 

Living Benefits safeguard your family from the cause of 50% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness.


Costs the Same
These features are built in at no additional premium cost. It’s not more expensive, it’s just more expansive.

Chronic Illness
If you’re unable to perform two of the six activities of daily living for 90 days or more, Living Benefits policies spring into action to get money in your hands when you need it most.

Critical Illness & Injury
Cancer, heart attack, stroke, major organ transplant, renal failure, coma, and paralysis are just a few of the many triggers that would allow you to accelerate your death benefit while you’re still alive.

What are Living Benefits?

Don’t rely on traditional life insurance policies that only protect your family if you die. Living Benefits policies aren’t more expensive, they’re just more expansive.


The nation's leader in 
Living Benefits 

life insurance.